A $1 million umbrella policy costs about $150 to $300 a year, per the Insurance Information Institute, and pays when…
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Celebrity Coverage
Celebrities Insurance worth Billions
Luxury Watch Insurance Explained: Cost, Mysterious Disappearance and Agreed Value
Luxury watch insurance usually costs about 1% to 2% of a watch's value a year and covers theft and mysterious…
Read MoreCollectibles Insurance Explained: Trading Cards, Memorabilia, Agreed Value and Cost
Collectibles insurance covers cards and memorabilia that homeowners policies often cap near $1,000, and agents quoted about $75 to $550…
Read MoreAthlete Career-Ending Injury Insurance Explained: Total Disability, Loss of Value and Cost
Athlete disability insurance pays for career-ending injuries, and loss of value cover pays when an injury cuts future earnings. Reported…
Read MoreKey Person Insurance Explained: Who Gets Paid, How Much Cover You Need and Tax Rules
Key person insurance pays a business, not a family, when a founder or star dies or cannot work. Here is…
Read MorePrivate Jet and Aircraft Insurance Explained: Hull, Liability, Cost and Pilot Warranties
Private aircraft insurance splits into hull and liability, costs about 1% to 2% of hull value for planes and up…
Read MoreYacht and Boat Insurance Explained: Agreed Value, Hull, P&I, Cost and Hurricane Rules
Yacht insurance typically costs about 0.5% to 2% of a yacht's agreed value a year, and navigation limits and hurricane…
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Adventure Sports Travel Insurance Explained: Skiing, Scuba, Bungee and What Is Excluded
Adventure travel insurance covers activities standard policies exclude, costs roughly 4% to 10% of trip cost, and the evacuation limit…
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Drone Insurance Explained: Liability, Hull Cover, Cost and What the FAA Really Requires
The FAA does not require drone insurance, but clients and some states do. Here is what liability, hull and payload…
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Rain and Event Weather Insurance Explained: Thresholds, Cost and How the Payout Works
Rain insurance pays when measured rainfall crosses a threshold, whether or not your event is cancelled, and often costs 2%…
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