Celebrity Coverage

Valet and parking insurance centers on garagekeepers cover, up to $250,000 per vehicle in one program, and the key choice is direct primary, which pays regardless of fault, versus legal liability.

Summer camp insurance combines general liability, abuse and molestation cover and camper accident cover, with hosts often requiring $1 million and one program quoting $1.45 to $1.97 per participant per day.

Axe throwing venue insurance is specialized liability that standard policies rarely cover, with one startup guide estimating $8,000 to $15,000 and insurers expecting waivers, WATL-style rules and liquor liability.