Terrorism cover for commercial property leans on the TRIA backstop, a $200 million trigger that expires at the end of…
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Celebrity Coverage
Celebrities Insurance worth Billions
Flood Insurance Explained: NFIP Limits, Risk Rating 2.0, Waiting Periods and Private Alternatives
NFIP flood insurance covers up to $250,000 for a home and $100,000 for contents after a usual 30-day wait, and…
Read MoreEarthquake Insurance Explained: Deductibles, Cost and the Northridge Lesson
Standard home policies exclude earthquakes, and California deductibles run 5% to 15% of the dwelling limit. Here is how earthquake…
Read MorePet Insurance Explained: Dog and Cat Costs, Waiting Periods, Reimbursement and Exclusions
Pet insurance averages about $676 a year for dogs and $383 for cats, but waiting periods, deductibles and pre-existing condition…
Read MoreDelivery and Rideshare Driver Insurance Explained: The Period 1 Gap, Endorsements and Cost
Personal auto policies usually exclude delivery and rideshare driving, and app cover starts only after you accept a job. Here…
Read MoreCrop Insurance Explained: Yield Protection, Revenue Protection, Premiums and Sales Closing Dates
Federal crop insurance pays farmers when yields or revenue fall short, with coverage from 50% to 85% and government-set premiums.…
Read MoreShort-Term Rental Insurance Explained: Airbnb AirCover, Host Policies, Cost and Gaps
Short-term rental insurance costs about $1,000 to $5,000 a year, because homeowners policies usually exclude regular hosting and Airbnb AirCover…
Read MoreFood Truck Insurance Explained: Cost, Commercial Auto, General Liability and Permit Rules
Food truck insurance usually costs about $2,000 to $4,500 a year for a full bundle, with commercial auto the biggest…
Read MoreDeepfake Insurance Explained: Cyber Endorsements, Impersonation Fraud and What Is Excluded
Deepfake cover is mostly a cyber endorsement: Coalition says its version adds up to $250,000 at no extra premium, while…
Read MoreHigh-Value Home Insurance Explained: Guaranteed Replacement Cost, Cost and Wildfire Risk
High-value home insurance can pay to rebuild beyond policy limits, with premiums often $5,000 to $50,000 or more, while California's…
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