Commercial crime insurance covers employee theft, forgery and funds-transfer fraud, but social engineering scams are often capped or excluded unless…
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Celebrity Coverage
Celebrities Insurance worth Billions
Home Warranty vs Homeowners Insurance Explained: Cost, Denials and What the FTC Says
A home warranty is a service contract, not insurance, typically costing $300 to $600 a year plus $75 to $125…
Read MoreTerm vs Whole Life Insurance Explained: Cost Gap, Cash Value and When Permanent Cover Fits
Term life costs about $21 a month for $500,000 at age 30, while whole life costs about $440, because whole…
Read MoreGym and Fitness Studio Insurance Explained: General vs Professional Liability, Waivers and Cost
Gym insurance combines general liability, professional liability and a BOP, with Insureon averages of $69 to $86 a month, and…
Read MoreHurricane and Wind/Hail Deductibles Explained: Percentage Math, Triggers and the 19 States
A hurricane deductible is a percentage of your dwelling limit, typically 1% to 5%, so 2% on a $400,000 home…
Read MorePhotographer and Videographer Insurance Explained: Liability, Gear Cover, Venue Rules and Cost
Photographers typically pay about $350 a year for general liability, $405 to $500 for professional liability and about $519 for…
Read MoreWater and Sewer Backup Insurance Explained: $5,000 Limits, Cost and Sump Pump Gaps
Water and sewer backup insurance is an add-on costing about $30 to $350 a year, with limits often $5,000 to…
Read MoreRenters Insurance Explained: Replacement Cost vs ACV, Liability, Roommates and Cost
Renters insurance covers belongings, liability and living costs for about $15 to $30 a month, and choosing replacement cost over…
Read MoreCondo Insurance (HO-6) Explained: Master Policies, Bare Walls vs All-In, Loss Assessment and Cost
Condo insurance (HO-6) covers your unit's interior, belongings and loss assessments on top of the association's master policy. Whether that…
Read MoreBusiness Owner’s Policy (BOP) Explained: What It Bundles, Who Qualifies, Cost and Gaps
A business owner's policy bundles general liability, property and business interruption for small businesses, typically 10% to 15% cheaper than…
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