Jewelers block insurance covers inventory on premises, in transit and at trade shows, but a proposal that becomes a warranty…
Read More
Celebrity Coverage
Celebrities Insurance worth Billions
Pool and Trampoline Insurance Explained: Attractive Nuisance Liability, Fence Rules and Umbrella Gaps
Pools and trampolines are attractive nuisances: home policies usually cover the liability but may add $50 to $100 a year,…
Read MoreCleaning and Janitorial Business Insurance Explained: Liability, Bonds, Workers’ Comp and Monthly Costs
Cleaning business insurance pairs general liability (about $30 to $60 a month) with workers' comp and a janitorial bond for…
Read MoreMedical Malpractice Insurance Explained: Claims-Made vs Occurrence, Tail Cover, Limits and Cost
Medical malpractice insurance is mostly claims-made, with standard limits of $1 million per claim and $3 million aggregate, and tail…
Read MoreTuition Insurance Explained: College Refund Plans, Cost, Mental Health Cover and Exclusions
Tuition insurance refunds a share of tuition when a student must withdraw for a covered medical reason, commonly costing 1%…
Read MorePrivate Mortgage Insurance (PMI) Explained: Cost, Cancellation at 80% and 78% and Lender-Paid Options
Private mortgage insurance protects the lender and costs about 0.46% to 1.5% of the loan a year. You can request…
Read MoreVacant Home Insurance Explained: 30 and 60 Day Vacancy Clauses, Permits, Exclusions and Cost
Standard home policies often stop covering theft and vandalism after 30 to 60 days of vacancy, and vacant home insurance…
Read MoreNonprofit and Church Insurance Explained: D&O, Volunteer Cover, Abuse Liability and Cost
Nonprofit and church insurance averages about $838 a year across coverages, but volunteer injuries and abuse liability are often left…
Read MoreLandscaping and Lawn Care Insurance Explained: Liability, Trucks, Equipment and Real Monthly Costs
Landscaping insurance centers on general liability at about $51 a month, but commercial auto, equipment and workers' comp add the…
Read MoreTrucking Insurance Explained: FMCSA Minimums, Primary Liability, Cargo, Bobtail Cover and Cost
Trucking insurance requires at least $750,000 of liability for general freight, and owner-operators commonly pay about $3,000 to $16,000 a…
Read More
